Question: An insurance company classifies drivers as low-risk, medium-risk, and high-risk. Of those insured, 60% are low-risk, 30% are medium-risk, and 10% are high-risk. After a study, the company finds that during a 1-year period, 1% of the low-risk drivers had an accident, 5% of the medium-risk drivers had an accident, and 9% of the high-risk drivers had an accident. If a driver is selected at random, find the probability that the driver will have had an accident during the year.